Final Expense Insurance

Final expense insurance is a life insurance policy that has a lower death benefit, usually intended to cover final expenses and burial costs. 

Final Expense Insurance: Meant for you or not?

A significant number of people seek life insurance to safeguard the future and the financial security of their dear ones should anything happen to them, life insurance will have their families covered. EDGAR gives the best final expense insurance policy quotes including burial insurance and funeral insurance

Calculating how much life insurance you need at different periods of your life to ensure that a death benefit will safeguard your family takes a lot of thought – one may want to supplement household income whilst children are still living with parents or pay off debts so that one’s loved ones do not face financial hardship when settling their inheritance.

However, not all life insurance plans, burial insurance are adequate for persons who just wish to cover the costs of their funeral and for purposes pertaining to one’s internment. Retirement life insurance needs may differ from those required when raising families or establishing a professional career.


Even yet, burial and funeral costs can be a financial burden for a family. In the United States, a typical funeral arrangement costs between $7,000 and $10,000. Costs may still be relatively greater in some places due to differences in state burial legislations.

Cremation is less costly, but with the assistance of a funeral home, it could still cost roughly around the $4,000 marker. According to the National Funeral Directors Association, the cost of a funeral increased approximately 30% during the 2004 to 2014 period. Medical expenditures and other similar expenses towards the end of one’s life can be significantly covered by final expense insurance policies.

Final Expense Life Insurance For Seniors

Are you turning 60 this year, or are you above 60? Final expense insurance is for you. This burial insurance covers funeral planning expenses. EDGAR burial life insurance provides a risk-free burial policy that will put your life at ease.

Insurance For Cremation

Cremation insurance is a type of final expense life insurance specifically earmarked to cover the costs of cremation and other last wishes. Final expense insurance can also be used towards cremation expenses. Give your family a relief—guaranteed acceptance for ages above 60. No physical exam is required. 



Guaranteed issue (GI) whole life insurance is another name for Funeral insurance. This type of insurance is a good alternative for elderly individuals who need help financing their late-in-the-life expenditures. Our guaranteed issue insurance provides rapid approval for all individuals aged 65 to 85, with healthcare plans ranging from $5,000 to $25,000. Applicants will be accepted in a trice, regardless of their medical history or the need to complete a medical test. 

Visit our website today to learn more about the benefits of this insurance and to receive a personalized quotation.


This policy provides a guaranteed payout to your loved ones to help them with your burial expenses.

Suppose you have a pre-existing condition and cannot qualify for the term or whole life insurance. In that case, you should go for a final expense insurance policy to ease your family’s financial burdens at the time of your demise.

Final expense insurance is like whole life insurance with a smaller face value and limited death benefits. And in traditional whole life insurance, you pay a higher premium and get more benefits at the time of the policy’s maturity.

You don’t need to undertake a medical exam to get our insurance policy because we have a 100 percent online process in which you only need to answer a few questions related to your health.

Yes, we do offer same-day coverage, and you can rest assured about the protection of your family from the moment you have signed up for our insurance policy.